Wheel & Tire Warranty

Road hazards can lead to tire and wheel damage for even the most cautious drivers. Whether a nail is stuck in your tire or a pothole cracks your wheel, these situations are typically unexpected and expensive to fix. Our Tire and Wheel protection ensures that these costly occurrences won’t inconvenience you any more than they have to.

Warranty Covers:

• The Tire in the event it is damaged/punctured by a nail, glass, or similar foreign object commonly encountered on paved road surfaces.

• The Wheel against curb rash, damage from potholes, and damage caused while driving on paved road surfaces

• Transparent will pay an Authorized Repair Facility to repair the Tire and/or Wheel of Your Covered Vehicle that fails due to a road hazard.

• If the tire and/or wheel cannot be repaired, the cost of replacement with equipment of like kind and quality will be authorized, subject to the Limit of Liability.

• TPMS will be covered if damaged as a result of a road hazard.

Exclusions/Limitations:

• Any Tire and/or Wheel damage covered by the Contract Holder’s primary or any other insurance coverage or warranty.

• Any repairs or replacements not authorized by the Administrator.

• Any manufacturer defects, including those covered by a Manufacturer’s Warranty or recall.

• Any shop supplies, shipping costs and surcharges, charges for filling Tires with nitrogen, environmental or disposal charges, and any wheel locks and/or any additional expense caused by wheel locks.

• Any Wheel or Tire failure outside of the United States or Canada.

• Any Commercial Use.

• Any damage that occurs while the Covered Vehicle is operated on unpaved roads or off publicly maintained roadways

• Any Tire or Wheel that does not meet factory specifications, alignments, or mechanical adjustments to the Vehicle and any TPMS damaged while removing the Tire or Wheel from Your Vehicle.

• Pre-existing conditions (those that exist before the Agreement Sale Date), peeling paint, normal wear, damage due to collision (other than Road Hazards covered by this Contract), overloading, dry rot, fire, flood, vandalism, acts of God, abnormal wear or damage from improper alignment or failure of suspension components, damage from off-road usage, racing tires or racing applications, re-treaded, re-grooved or recapped tires, tires with less than 3/32” remaining tread depth (and wheels on which the tires have less than 3/32” tread depth). – Note: Tread depth measurements are taken in 3 positions: inner, outer, and middle position; any measurement below 3/32” excludes Tire and Wheel from coverage.

• Damage to other parts of Your Vehicle caused by improper repairs, installation, mounting, or balancing and repairs performed in a manner that does not comply with the manufacturer’s guidelines.

• Cosmetic damage to Tires, including scuffing or discoloration due to car wash damage.

• Any damage resulting from continued operation or caused by Your failure to take reasonable precautions to protect from further damage when an apparent problem exists.

• Damage or wear to Tires caused by Covered Vehicle modifications that do not comply with the Vehicle manufacturer’s specifications.

• Any damage occurring while the Tires and Wheels are not installed on the Covered Vehicle.

• Any expense for the modification, replacement, or alteration of existing parts or systems necessitated by replacing obsolete, superseded, or unavailable parts with current replacement parts in excess of the value of the failed part.

• Any repair or replacement of any covered component or part which has not failed due to contact with a Road Hazard as defined in this Agreement, but which the repair facility or manufacturer recommends or requires to be repaired or replaced such as, but not limited to, matching sets of tires or wheels.

• Tire, Wheel, and benefit coverages on this Agreement are not extended to a vehicle attached to Your Vehicle, such as a trailer or vehicle in tow.

• Any consequential loss or consequential damage, including physical damage, personal injury or death, or property damage, which results from the failure of a Tire or Wheel covered by this Agreement.
  Hubcaps, center caps, and wheel covers are excluded from coverage.

• Damage from contact with the suspension, body, or frame components of the Covered Vehicle.

Insurance Value:

Unlimited repairs during the warranty period. Maximum benefit of $5,000 for the policy term.